Dacia Sandero - £528. 17 Cheap and cheerful, the Sandero is a supermini from Renault's budget brand, Dacia. You get a decent amount of car for your money – it's a five-door with plenty of head and legroom for passengers, while the 320-litre boot is one of the biggest in its class and expands to 1, 200 litres with the rear seats folded. Cheap to run, the Sandero is basic, but solid and comfortable. It's certainly not the most exciting car to drive, but it's a practical choice and fine for everyday motoring. Vauxhall Viva - £529. 07 This city car has been with us for five decades, since the original that was released in 1963. Like the original, it's aimed at the budget market and rivals the likes of the VW up! And its dinky dimensions don't stop the Viva looking smart and stylish. It comes with a decent amount of kit – and also has low running costs in its favour, which can only be a good thing. On the other hand, it's not the most engaging car to drive, and it has a small interior and boot.
Before taking your new car out on the road, you should decide on which type of insurance policy is right for you. Otherwise, you might unexpectedly find yourself right back at square one: without a car, and with no money to buy another. The right insurance can provide that security, but more importantly, it can provide the much needed peace of mind. Types of insurance for young drivers The choice of car insurance policies can be overwhelming, especially when you just want to get your pride and joy on the road. We've made it easy to see the differences between different insurance types in the table below. This way you can get a clear view of what policy may be suited to you, and then you can start comparing policies side by side today. The four types of car insurance are 1: Comprehensive Third party fire and theft Third party property Compulsory third party (CTP) Third Party Fire and Theft Third Party Property CTP Voluntary Compulsory Covers damage to other people's property (eg other cars) Covers damage to others' cars Covers death and injury to people Covers your car for most types of damage Covers your car for fire and theft Does not cover damage to your own car Does not cover property damage.
Even so, it's important to provide accurate information about you and your car to your chosen insurer. Your premium is based on the information you give, so you could be paying the wrong premium if the information you've given is incorrect. This could mean your insurer won't cover you if you have an accident. You should make sure all information you provide is accurate. The following are examples of what you may be asked 1: The condition of your car (e. g., any modifications) Your personal details Your address Whether additional drivers drive your car Whether you use your car for work Finding the right insurance for young drivers To find the cheapest insurance policy, you first need to decide on which type of insurance best suits you. Rather than going with the same insurer your parents use, shop around as you may find a cheaper policy elsewhere 1. If your car is old and was relatively inexpensive to buy, you might decide on third party property insurance. But if your car was expensive, is essential to your daily life, or you can't afford to replace it, you might find that comprehensive insurance is the better option.
It's something we all know: car ownership isn't always the cheapest luxury. From keeping it well-maintained to insuring it, it can really add up. This got us thinking, what exactly are the cheapest cars for drivers under the age of 25 insure? We teamed up with some of the analysts on Diamond's Pricing team to find out. As brilliant as they are, our pricing analysts weren't able to exactly pin down every perfect car insurance scenario for every young driver. However, they were able to help us determine a list of the top 10 cheapest cars on average for drivers who are under the age of 25 between January and June 2016. 1. Hyundai i20 average price £520. 44 per year Number one on our list, the Hyundai i20 gives you the best of both worlds. Thanks to its practical fuel efficiency we found that it's quite easy on your wallet, yet you still have the convenience of a spacious hatchback family car. With plenty of room in the boot for even the largest of cargo, this city car also has superior driver and passenger comfort.
For example: You might need to pay an extra age excess when you put in a claim If you use your parents' car, they may need to pay an additional premium to insure you Car modifications Rules and regulations exist to govern vehicle modifications and keep cars safe. If you're planning to buy a modified car or modify it later, it pays to find out what is and isn't covered on your insurance 4: Basic modifications, like adding a roof rack, are usually covered Legal but complex modifications such as a modified exhaust may not be covered - so it's best to check with your insurer beforehand Illegal or dangerous modifications may void your insurance policy completely. High-performance car restrictions If you're under 25 and on a provisional licence, you'll face fines and loss of demerit points if caught driving a high-powered car. Exemptions to this apply, and are based on need for work and study. Naturally, insurers won't insure you for a car that you're not legally allowed to drive. Definitions of a high-powered/high-performance car can differ slightly from state to state.